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DISCLAIMER

This course contains the opinions and ideas of its author.  It is intended to provide helpful and informative material on the subjects addressed in the course.  It is sold with the understanding that the author is not engaged in rendering medical, health, or any other kind of professional services in this course.  The listener should consult his or her medical, health or other competent professional before adopting any of the suggestions in this course or drawing inferences from it.  The author specifically disclaims all responsibility for any liability, loss, or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this course.